Dashboard Coming soon
What you have in the bank, and whether it’s enough
Opening three banking sites and a spreadsheet to find out how the company is doing is work nobody pays you for. KashPlan puts every account, card and PayPal on one dashboard, and tells you whether cash covers the coming months.
Today’s balance doesn’t say whether you’ll reach the end of the quarter
Officina Ferrero has 40,000 euros in the account and feels safe. But at month end come salaries, tax payments and the machinery instalment, and the big customer pays at 60 days. On the dashboard, balances sit next to what’s due in and out: if cash won’t cover the coming months you see it now, while you can still act.
How it works
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You add your accounts
Current accounts, cards, PayPal and cash, each with its opening balance and the date it applies from. Cards link to the account they’re charged to.
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Transactions come in
You upload the bank file or write a transaction by hand. Each balance is the opening figure plus confirmed transactions, and doubtful ones wait for your decision.
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You read the dashboard
Balances on top, then “Is there enough cash?” and the year month by month. If something doesn’t add up, like a card charge, the dashboard flags it without you looking for it.
The balance says where you are. Cash says how far you can go.
What you can do
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Every account at a glance
Current accounts, cards, PayPal and cash with their balance, and how many transactions await a decision.
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The check against the bank
Write the balance you see at the bank at the end of a day: KashPlan compares it with its own figure. If there’s a difference, a transaction is missing or extra.
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Cards and PayPal counted once
The single charge on the account counts for the balance, individual purchases for categories and suppliers. Never both: totals stay true.
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The charge that doesn’t match
Each month, card spending must match the next month’s charge, within one euro. If it differs or doesn’t arrive, the dashboard says so.
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“Is there enough cash?”
A ratio on this month and the next two: balance plus forecast income, divided by forecast expenses plus overdue payables. Below 1, cash doesn’t cover it.
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How long cash lasts
The first month the forecast balance goes below zero, up to December next year, next to average spending over the last closed months.
Frequently asked questions
Does KashPlan connect to my accounts?
No. Transactions come from files you download from the bank or that you write by hand. KashPlan doesn’t access the account and can’t make payments.
Why can the balance differ from the bank’s?
Because KashPlan counts confirmed transactions up to the last uploaded file. If you write the balance read at the bank at the end of a day, you see the difference at once and know if something is missing or extra.
Is the liquidity ratio a verdict on the company?
No: it’s a calculation on your data, as good as they are complete. The formula with the figures used is right beside it. Overdue receivables are left out, because that money is late and not certain.
Who sees the balances in the company?
Only people with access to KashPlan: the company assigns it to those who follow cash and invoices, and individual salary details stay behind a separate privilege.
The other KashPlan features
Want to see it with your numbers?
We show you KashPlan starting from a sample bank statement: how to read balances, debts and receivables and how the forecast is built. Half an hour, no strings attached.
Alex