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Banks and credit institutions

Banks collect huge amounts of documents from clients, have contracts signed, assess credit lines and preserve for decades. Kamzan supports every moment of this chain with Italian, compliant tools.

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Bank advisor showing a tablet to a couple of clients in the branch office
Advisor and client completing the onboarding on screen with ID document and tax code

Kamzan for credit institutions

Banking documents shared with clients, with the control the sector requires

Banks and credit institutions exchange confidential documents every day with clients, advisors and counterparties. Kamzan provides a GDPR-compliant environment where every client logs in with a profiled guest account, permissions are defined per share and all activity stays recorded for audit purposes.

The client views and downloads their own documents on their own, without asking at the counter; the institution keeps the same folder structure for everyone, with account expiry rules and automatic deletion of documents no longer needed.

What a bank needs

Typical needs, from the small local bank to the multi-branch institution.

  • Onboarding with KYC/AML

    Collection of ID documents, self-certifications and anti-money-laundering questionnaires in a guided flow with checks.

  • E-signature of contracts

    Account, mortgage, loan and guarantee contracts signed electronically, even off-site, with legal value.

  • Due diligence for credit lines

    A virtual room to exchange financial statements, contracts and confidential documents with corporate clients and advisors.

  • Ten-year preservation

    Compliant archiving of contracts, dossiers and communications in line with regulatory retention periods.

From account opening to archive: the banking cycle

Example: how a new client is onboarded, signs the contracts and fills the banking file.

  1. 1 Client → Bank

    The client uploads ID and anti-money-laundering documents in a guided KYC flow.

    Flow
  2. 2 Bank → Client

    The bank sends account, loan or mortgage contracts to be e-signed, even off-site.

    kSign
  3. 3 Client → Bank

    For corporate credit lines, the bank collects financial statements and confidential documents in a dedicated virtual room.

    kVDR
  4. 4 Bank → Client

    All signed documents and dossiers are archived in compliance for the regulatory period.

    Files

What you share

The documentation that passes between institution and clients

From first contact to ten-year preservation, every document has its folder and its audit trail.

  • ID documents and KYC/AML self-certifications
  • MiFID and suitability questionnaires
  • Account, mortgage, loan and guarantee contracts
  • Financial statements and documents for credit lines
  • Statements and periodic communications
  • Documentation for due diligence and M&A
  • Notices, consents and privacy
Mortgage contract on the advisor’s desk, with a fountain pen and house keys

Fewer requests at the counter, more traceability

The institution governs, the client serves themselves: both with a full audit trail.

For the institution

  • Guest accounts for clients, with view and edit permissions for every share.
  • Auditor role: a dedicated figure for the structured control of all active shares.
  • Automatic expiry of guest accounts: after the set months they are suspended and then deleted.
  • Scheduled deletion of documents never viewed or edited again: the platform doesn’t become a historical archive.
  • Unlimited groups to share once with entire branches or client segments.

For the client

  • Access to their banking documents from any device, without request e-mails.
  • Guided upload of documents for account opening or credit lines.
  • Signing of contracts and guarantees even off-site, with legal value.
  • Sharing pages with their own bank’s logo and colours: recognisable and trustworthy.

Beyond sharing

Security and visual identity for the banking sector

Functions already included in the ecosystem, designed for those who must protect confidential documents without giving up their brand.

  • Auditor role

    A dedicated role sees all active shares and who has access to what.

  • Anti-leak blocks

    Screenshot, download and print blocked; watermark with the recipient’s e-mail on PDFs.

  • Read notification

    An e-mail confirms when the client has opened the shared document.

  • Automatic expiry

    Accounts and documents that expire on their own: control doesn’t depend on anyone’s memory.

  • 100% white label

    The institution’s logos, colours, images and videos on the platform, sharing pages and e-mails.

  • Registration with approval

    Choose whether to create accounts yourself or let clients register, with subsequent approval.

Auditor reviewing on screen the list of active shares, with permissions and expiry dates

Kamzan products for the bank

The modules that orchestrate the banking document flow, from onboarding to preservation.

Why trust Kamzan